Two-step verification helps protect you by making it more difficult for someone else to sign in to your online account.

It is when an app or service would like to verify the identity of the person logging in using 2 pieces of evidence. It increases the security of the account and is becoming more and more popular for banking and financial services across the world.

The two methods of authentication are normally your email and a phone number but some services such as Xero provide their own authenticator app which you need to download on a mobile device.